Health Insurance Explained – The YouToons Have It Covered is a light-hearted treatment of a difficult and important topic, breaking down insurance concepts, such as premiums, deductibles and provider networks. It explains how individuals pay for coverage and obtain medical care and prescription drugs when enrolled in various types of health insurance, including HMOs and PPOs. Written and produced by the Kaiser Family Foundation. Narrated by Former U.S. Senate Majority Leader Bill Frist, a nationally-recognized surgeon and Kaiser Family Foundation trustee. Creative production and animation by Free Range Studios.