2025 Dental Plan Comparison Tool

This tool is designed to help you compare family dental plans that are offered through NY State of Health.

Family dental plans include dental benefits for adults as well as pediatric dental benefits.

If only adults or both adults and children need dental coverage, you can either shop for stand-alone family dental plans (select Adult & Family Dental Plan from the Dental Plan Type dropdown) or you can see if there are Qualified Health Plans that include a family dental benefit in your county (select QHP that includes family dental benefits from the Dental Plan Type dropdown.).

Next, select the County in which you reside. You then can filter on Person(s) Covered.

If you would like, you can also filter on a specific Insurance Company or whether the plan has Out of Network coverage. If you are looking for a QHP that includes family dental benefits, you could also filter by Metal Level and Dependent Age. To view the details of a plan, click “View Details” next to the plan you want to view.

Each time you add a filter, you must click the Search button. To start a search over, click Reset.

You can compare up to three plans at a time. Check the box next to the plans you want to compare, and then click the Compare Plans button.

***New for 2025: for Stand Alone Dental adult & family dental plans, there are no waiting periods permitted for dental services other than for orthodontia.

Dental Plan Type Person(s) Covered Insurance Company Plan Name: County Premium Out-of-Network Coverage HIOS Product Number Dependent Age Deductible Adult Individual Annual Benefit Maximum Waiting Periods View Details ID Term ID
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Broome $15.96 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 148770
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Cattaraugus $16.40 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 148791
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Cayuga $15.96 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 148832
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Chautauqua $16.40 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 148853
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Chemung $15.96 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 148890
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Clinton $15.52 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 148944
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Columbia $16.38 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 148977
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Cortland $15.96 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 148998
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Dutchess $16.02 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149056
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Erie $16.40 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149077
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Genesee $16.40 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149185
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Jefferson $15.52 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149289
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Kings $17.46 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149326
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Monroe $16.18 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149430
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Montgomery $16.38 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149471
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Nassau $17.64 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149508
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 New York $17.46 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149545
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Niagara $16.40 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149566
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Oneida $15.52 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149603
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Onondaga $15.96 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149632
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Ontario $16.18 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149661
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Orange $16.02 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149694
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Oswego $15.52 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149740
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Putnam $16.02 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149786
Adult & Family Dental Plan Couple Solstice Health Insurance Company EssentialSmile 111 NS INN Family Dental Dep 29 Queens $17.46 N 85427NY0010002 Age 29 $50 N/A None View Details 70948 149823