2025 Dental Plan Comparison Tool

This tool is designed to help you compare family dental plans that are offered through NY State of Health.

Family dental plans include dental benefits for adults as well as pediatric dental benefits.

If only adults or both adults and children need dental coverage, you can either shop for stand-alone family dental plans (select Adult & Family Dental Plan from the Dental Plan Type dropdown) or you can see if there are Qualified Health Plans that include a family dental benefit in your county (select QHP that includes family dental benefits from the Dental Plan Type dropdown.).

Next, select the County in which you reside. You then can filter on Person(s) Covered.

If you would like, you can also filter on a specific Insurance Company or whether the plan has Out of Network coverage. If you are looking for a QHP that includes family dental benefits, you could also filter by Metal Level and Dependent Age. To view the details of a plan, click “View Details” next to the plan you want to view.

Each time you add a filter, you must click the Search button. To start a search over, click Reset.

You can compare up to three plans at a time. Check the box next to the plans you want to compare, and then click the Compare Plans button.

***New for 2025: for Stand Alone Dental adult & family dental plans, there are no waiting periods permitted for dental services other than for orthodontia.

Dental Plan Type Person(s) Covered Insurance Company Plan Name: County Premium Out-of-Network Coverage HIOS Product Number Dependent Age Deductible Adult Individual Annual Benefit Maximum Waiting Periods View Details ID Term ID
Adult & Family Dental Plan Couple Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Allegany $77.90 Y 78124NY1170004 Age 25 $50 $750 None View Details 70952 148704
Adult & Family Dental Plan Couple Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Cattaraugus $77.90 Y 78124NY1170004 Age 25 $50 $750 None View Details 70952 148795
Adult & Family Dental Plan Couple Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Chautauqua $77.90 Y 78124NY1170004 Age 25 $50 $750 None View Details 70952 148857
Adult & Family Dental Plan Couple Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Erie $77.90 Y 78124NY1170004 Age 25 $50 $750 None View Details 70952 149081
Adult & Family Dental Plan Couple Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Genesee $77.90 Y 78124NY1170004 Age 25 $50 $750 None View Details 70952 149189
Adult & Family Dental Plan Couple Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Niagara $77.90 Y 78124NY1170004 Age 25 $50 $750 None View Details 70952 149570
Adult & Family Dental Plan Couple Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Orleans $77.90 Y 78124NY1170004 Age 25 $50 $750 None View Details 70952 149715
Adult & Family Dental Plan Couple Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Wyoming $77.90 Y 78124NY1170004 Age 25 $50 $750 None View Details 70952 150371
Adult & Family Dental Plan Family Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Allegany $169.31 Y 78124NY1170004 Age 25 $50 $750 None View Details 70953 148705
Adult & Family Dental Plan Family Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Cattaraugus $169.31 Y 78124NY1170004 Age 25 $50 $750 None View Details 70953 148796
Adult & Family Dental Plan Family Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Chautauqua $169.31 Y 78124NY1170004 Age 25 $50 $750 None View Details 70953 148858
Adult & Family Dental Plan Family Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Erie $169.31 Y 78124NY1170004 Age 25 $50 $750 None View Details 70953 149082
Adult & Family Dental Plan Family Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Genesee $169.31 Y 78124NY1170004 Age 25 $50 $750 None View Details 70953 149190
Adult & Family Dental Plan Family Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Niagara $169.31 Y 78124NY1170004 Age 25 $50 $750 None View Details 70953 149571
Adult & Family Dental Plan Family Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Orleans $169.31 Y 78124NY1170004 Age 25 $50 $750 None View Details 70953 149716
Adult & Family Dental Plan Family Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Wyoming $169.31 Y 78124NY1170004 Age 25 $50 $750 None View Details 70953 150372
Adult & Family Dental Plan Individual Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Allegany $38.95 Y 78124NY1170004 Age 25 $50 $750 None View Details 70954 148706
Adult & Family Dental Plan Individual Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Cattaraugus $38.95 Y 78124NY1170004 Age 25 $50 $750 None View Details 70954 148797
Adult & Family Dental Plan Individual Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Chautauqua $38.95 Y 78124NY1170004 Age 25 $50 $750 None View Details 70954 148859
Adult & Family Dental Plan Individual Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Erie $38.95 Y 78124NY1170004 Age 25 $50 $750 None View Details 70954 149083
Adult & Family Dental Plan Individual Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Genesee $38.95 Y 78124NY1170004 Age 25 $50 $750 None View Details 70954 149191
Adult & Family Dental Plan Individual Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Niagara $38.95 Y 78124NY1170004 Age 25 $50 $750 None View Details 70954 149572
Adult & Family Dental Plan Individual Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Orleans $38.95 Y 78124NY1170004 Age 25 $50 $750 None View Details 70954 149717
Adult & Family Dental Plan Individual Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Wyoming $38.95 Y 78124NY1170004 Age 25 $50 $750 None View Details 70954 150373
Adult & Family Dental Plan Parent and child only Univera Healthcare Univera Healthcare Healthy Smile Dental, Low, NS, OON, Univera Healthcare Dental Network, Dep25, Adult/Family Dental Allegany $111.91 Y 78124NY1170004 Age 25 $50 $750 None View Details 70955 148707