To see which plans you are eligible for, and to learn if you are eligible for financial help or a program such as Medicaid or the Essential Plan, use the Compare Plans and Estimate Cost tool.
You may be able to get help paying for a health plan through a premium tax credit when you enroll in NY State of Health. Unlike most tax credits, you do not have to wait until you file your taxes to get the credit. Marketplace premium tax credits allow you to reduce your costs right away. You have the option to take all or some of the tax credit as an advance payment made directly to your health plan to lower their monthly health plan premium. Health insurance coverage is more affordable because you will pay less each month. The Marketplace will tell you if you qualify for assistance and the exact amount when you enroll.
If your family has an offer of health insurance from an employer, use the Employer Health Insurance Affordability Calculator to estimate if you or your family members may be eligible for financial assistance through NY State of Health.
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