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This document contains a list of commonly used health insurance terms and their definitions to help consumers better understand how health insurance coverage works.

This document contains a list of commonly used health insurance terms and their definitions to help consumers better understand how health insurance coverage works.
 

This document contains a list of commonly used health insurance terms and their definitions to help consumers better understand how health insurance coverage works.

This document contains a list of commonly used health insurance terms and their definitions to help consumers better understand how health insurance coverage works.

This document contains a list of commonly used health insurance terms and their definitions to help consumers better understand how health insurance coverage works.

This document contains a list of commonly used health insurance terms and their definitions to help consumers better understand how health insurance coverage works.
 

This document contains a list of commonly used health insurance terms and their definitions to help consumers better understand how health insurance coverage works.

Small group employers may authorize a Broker to work on their behalf in the Small Business Marketplace.  This completed and signed Broker of Record letter will need to be uploaded as part of the online Employer Application.

Individuals may authorize a Broker to work on their behalf in the Individual Marketplace.  This completed and signed Broker of Record letter will need to be uploaded as part of the online Individual Marketplace Application.

Your best protection against fraud is being informed!  Starting October 1, 2013, you can apply for health insurance through NY State of Health, The Official Health Plan Marketplace, on nystateofhealth.ny.gov.  This document describes ways you